Health Insurance
A comprehensive health insurance policy will make sure you can access the best healthcare if when you need it without the anxiety of being on a public hospital waiting lists.
With over 300 health insurance plans available in Ireland, FM Downes will help you navigate this complex insurance market, to identify the most suitable plan for your needs and within your budget.
Its best to take out health insurance before you turn 35 years of age to avoid any age-related loadings, likewise, don’t wait until you suffer symptoms to look for health insurance as waiting periods will apply when you take out health insurance for the first time. You can however switch between health insurers at renewal without losing any cover and with no waiting periods for the same level of cover.
In addition to your health insurance paying for inpatient procedures and hospital accommodation, you can choose a plan that you can claim back money on wellness and day-to-day health related expenses throughout the year.
Dental Insurance
You can claim money back on some Health Insurance plans for dental expenses however, for more specialist cover you can buy a separate Dental policy. Avoiding dental treatment can have a long-term effect not only on your dental health but also on your general health and well-being. Other reasons to have dental insurance;
· Spread your costs monthly at no extra charge
· Protect your dental health and manage the costs of your dental care
· 100% immediate cover for check-ups, cleanings and emergencies
· Protects you in case of a dental emergency
Travel Insurance
Most of the Health Insurance Plans we recommend include FREE Travel Insurance, however if you wish to purchase Travel Insurance separately please get in touch for a quote on Annual, Single trip, Backpacker and Business Travel policies.
 Email kate@fmdownes.comÂ
Health Insurance will ensure you and your family can get fast access to the countries best consultants and hospitals so you can make a speedy recovery.
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